Fortress Insurance & Benefits Group Launches Independent Agency in NJ

SEA BRIGHT, NJ — Fortress Insurance & Benefits Group announced its official launch on October 7, 2026. Founded by Annette Raynor, the independent, multi-line agency serves individuals, families, and businesses with insurance guidance built around their full protection picture.

This company announcement summarizes the Fortress-issued press release distributed through EIN Presswire. It is not an independent news review. Read the full press release on EIN Presswire.

Independent advice, coordinated protection

Fortress is not tied to a single insurer. It reaches markets through direct carrier appointments and national networks, comparing coverage, deductibles, and premiums across available options.

“Our clients shouldn't have to choose between good coverage and a fair premium.”

“We take a comprehensive approach,” Raynor said in the release. “We walk clients through their options and explain what each one means for their family or business, and we still work hard to deliver a competitive price. Our clients shouldn't have to choose between good coverage and a fair premium.”

Insurance guidance for real life. Every stage.

The launch release describes the firm's areas of guidance:

• Property: home, renters, umbrella, and high-value property, including room-by-room personal property estimates.
• Casualty: auto, general liability, business owner's policies, professional and cyber liability, and workers' compensation.
• Life and employee benefits: individual life, group benefits, and business-continuation planning.
• Health: Medicare guidance and Medigap solutions.
• Variable products: variable life insurance and annuities designed for long-term goals.
• Travel Assurance: repatriation of remains protection for qualifying travel 75 miles or more from legal residence, subject to the agreement's eligibility requirements and exclusions.
• Coverage reviews and gap analysis for people who already have insurance.

A principal-led relationship

Clients work directly with a principal advisor. Fortress follows a four-step process: understand the client's life, priorities, and goals; structure a personalized coverage strategy; put protection in place; and revisit it as life changes. Meet Annette and learn about Fortress.

At launch, Fortress is licensed in New Jersey (License #3004189490, NPN #22197747). The release describes plans to expand into New York, Virginia, and Florida over the following six months. Those plans are not a statement of current authorization in those states; availability depends on jurisdiction, licensing, and carrier requirements.

About Fortress Insurance & Benefits Group

Fortress is an independent, multi-line insurance agency based in Sea Bright, New Jersey. The firm compares options across multiple carriers to help individuals, families, and businesses build coordinated protection around their needs.

Insurance products and services are offered through Fortress Insurance & Benefits Group. Availability may vary by carrier and jurisdiction. Eligibility and product terms may vary. Variable life insurance and annuities are long-term products designed for retirement purposes. They involve investment risk, including possible loss of principal.

Source: Fortress launch press release, EIN Presswire, October 7, 2026. All press releases.