Privacy Policy
Last Updated: September 2026
Introduction
At Fortress Insurance & Benefits Group ("Fortress", "we", "us", or "our"), safeguarding your privacy is fundamental to our advisory relationship. This Privacy Policy outlines the types of personal, medical, and financial information we collect, how we use it, and the strict protocols we employ to protect it when you use our website or engage our brokerage services.
Information We Collect
To effectively architect your insurance strategy, we must collect sensitive information. This may include:
- Identifiers: Name, address, date of birth, Social Security Number, and contact details.
- Financial Data: Income, assets, business revenue, and banking information for premium processing.
- Health Information: Medical history, prescriptions, and lifestyle habits necessary for life, health, and long-term care underwriting.
- Digital Data: IP addresses, browser types, and interaction metrics collected via cookies when navigating our website.
How We Use Information
The Travel Assurance inquiry form collects your name, email address, optional phone number, state of residence, and consent to follow up about your enrollment inquiry. We send these details and a record of your consent to the Fortress team through our email service to assist with your inquiry. This consent does not subscribe you to unrelated marketing. Do not submit payment information, Social Security numbers, or medical details through this form. Enrollment and payment are completed separately on Sepio Guard's website, subject to its terms and privacy policy.
We use your data strictly for the purpose of securing and maintaining your insurance portfolio. Specifically:
- To source accurate quotes from multiple insurance carriers.
- To facilitate the underwriting and application process.
- To manage policy renewals and service your account.
- To comply with state and federal insurance regulations.
Sharing & Disclosure
We do not sell your personal information to third parties. We share your data only with entities necessary to execute your insurance strategy:
- Insurance Carriers: To obtain quotes and process applications.
- Service Providers: To operate our website and deliver inquiries to the Fortress team through Gmail.
- Paramedical Examiners: To conduct required health exams for life/disability policies.
- Regulatory Authorities: When required by law or to protect against fraud.
Data Security
We implement institutional-grade security measures. All digital applications and health data are transmitted via encrypted protocols. Access to your file is restricted to licensed advisors and essential support staff who are bound by strict confidentiality agreements.
Your Rights
Depending on your jurisdiction, you may have the right to request access to the data we hold about you, request corrections to inaccurate data, or request deletion of data (subject to legal retention requirements for insurance brokers).
Cookies
With your permission, we use Google Analytics through Google Tag Manager to understand website visits and usage. Analytics may process device and browser information, page visits, and online identifiers. Optional analytics is not loaded until you select “Accept analytics.” You can decline without losing access to the website, and change your choice using “Cookie settings.” We store your cookie preference in your browser. Advertising consent is not granted by accepting analytics. Please see how Google uses information from sites that use its services.
Changes to This Policy
We reserve the right to update this Privacy Policy. Any modifications will be posted on this page with an updated revision date.
Contact Us
If you have questions regarding this policy or the handling of your data, please contact our office at:
Fortress Insurance & Benefits Group
Sea Bright, NJ
732.889.4309
connect@insurewithfortress.com