Terms of Service

Acceptance of Terms

By accessing or using the website of Fortress Insurance & Benefits Group ("Fortress"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our site.

No Insurance Advice

The content provided on this website—including articles, glossaries, and checklists—is for educational and informational purposes only. It does not constitute binding insurance, legal, tax, or financial advice. An advisory relationship is only established upon direct consultation with a licensed Fortress advisor and the execution of a Broker of Record agreement or formal application.

Quotes & Applications

Any quotes generated or requested through this website are estimates based on preliminary information provided by you. Final premiums and coverage availability are entirely subject to formal underwriting approval by the issuing insurance carrier. Fortress does not guarantee the issuance of any policy or specific rate.

Third-Party Carriers & Links

Our website may contain links to third-party insurance carriers, payment portals, or educational resources. We do not control these external sites and are not responsible for their content, security, or privacy practices.

Intellectual Property

All text, graphics, logos, and design elements on this site are the exclusive property of Fortress Insurance & Benefits Group. You may not reproduce, distribute, or repurpose any content without our express written consent.

Disclaimers

This website is provided on an "as is" and "as available" basis. Fortress makes no representations or warranties of any kind, express or implied, as to the operation of the site or the accuracy of the information included.

Limitation of Liability

Under no circumstances shall Fortress, its partners, or employees be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.

Changes to Terms

We may revise these Terms of Service at any time. Continued use of the website following any changes constitutes your acceptance of the new terms.

Contact Us

If you have questions regarding these terms, please contact our office at:

Fortress Insurance & Benefits Group
Sea Bright, NJ
732.889.4309
connect@insurewithfortress.com